Worker's Compensation
If you own a business, odds are you need Workers Compensation!
The rule of thumb is that any employer who regularly employs four or more workers full-time or part-time is required to have workers' compensation insurance. The definition of an employee is quite broad. It includes full-time and part-time workers, adults and minors, and others who have been hired to do certain jobs. The critical test is the degree of control the employer exercises over the worker.-job injuries.
There are some exceptions to Workers Compensation, including agricultural employees, casual employees as defined by the Workers Compensation Act, state and county fair associations, federal employees, railroads, and railway express companies and their employees, and employers who had a total annual payroll during the previous calendar year of less than $3,000, regardless of the number of workers employed during that period. Also exempt are Textile Hall Corporation and certain commission-paid real estate agents.
Click below to access South Carolina State Law concerning Workers Compensation
http://www.scstatehouse.net/code/t42c001.htm
BSI can help you secure Workers Compensation for less!
Although most employers must purchase workers' compensation insurance, any employer may purchase coverage. Workers' compensation pays for a portion of lost wages and medical care provided to employees who are injured on the job. Workers' compensation also compensates employees who suffer permanent disability or disfigurement. It is a no-fault approach which limits the employer's liability to those benefits provided by the Workers' Compensation Act. It is an exclusive remedy for on-the job injuries.
Let the BSI professionals help you secure Workers Compensation for less than you are paying now!
We can provide quotes for South Carolina and other states!
A FREE quote is just a click or a phone call away!
Contact Us
Please complete this form for a free quote or call us directly at 800-382-2044
Click here for our offices located in Greenville, Easley, Spartanburg and Columbia, SC
